Provident Fund - Inoperative Accounts


As on 31.03.2016, a sum of Rs. 40,865.14 crore in 9,29,89,648 accounts had been classified as inoperative accounts.

A PF account becomes inoperative in following cases:

(i) In case, any amount becoming due to a member as a result of supplementary contribution from the employer in respect of leave wages/arrears of pay, installment of arrear contribution received in respect of a member whose claim has been settled on account but which could not be remitted for want of latest address

(ii) In case of accumulation in respect of any member who has either retired from service after attaining age of fifty-five years or migrated abroad permanently or died, but no application for withdrawal under paragraphs 69 or 70, as the case may be, has been preferred within a period of thirty six months from the date it becomes payable.

(iii) In case if any amount remitted to a person, is received back undelivered, and it is not claimed again within a period of 36 months from the date it becomes payable.


The following actions have been taken by Employees’ Provident Fund Organization (EPFO) to pay the due amount to the eligible persons :

(i) A portal namely ‘Inoperative Accounts Online Help Desk’ to assist the members to identify their inoperative accounts has been launched.

(ii) Allotted Universal Account Numbers (UAN) to identify the members without intermediation of the employers.

(iii) Awareness campaigns have been undertaken through electronic as well as print media from time to time to educate the members to transfer or withdraw their Provident Fund (PF) accumulations